LIC Child Fortune Plus: All of us wish to ensure the best possible future for our children. With the cost of education sky rocketing, it is all the more important that an early provision is made to ensure that your loved ones get a good head start in life. LIC’s Child Fortune Plus is a total solution to their education and other needs. The plan is a unit linked one offering the prospects of long term capital appreciation.
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Welcome to the World of Insurance, Investment & Finance. Visit http://www.avdhootinvestment.com/ for more information detail about us. We are Associates Financial Advisor Agent Experts Corporate Consultant Consulting in Ahmedabad From Gujarat at INDIA LIC of India's for Life Insurance Services at Ahmedabad near Gujarat in INDIA. US UK uae China London Canada America Italy Australia collegian younger young old age Friends Friendship Relation Ralations Biograph Making Dating Chating Relashionship girls married couple women boys Policy maturity period info Detail Summary Features Latest Todays Review Calculation High Low Double Tripple Risk Cover Premium Compare/ Comparision Value Growth Fund Switching Options Various Status NAV based ULIP Tax Saving Schemes About Plan Presentation, Premium Quotations, Duration, Health Medical Mediclaim Comparision, Illustration, Examples Investing/ Invest Best Time Purchase Duplicate Nomination Change of Address LIC Taditional Non Traditional Business Figure Interest Returns Rates List Product Best Good Lost Loss Accident Claim Procedger V/s Other Private Insurance Company. Find Invest Investing Maximum Minimum Age Entry Exit Term Risk Cover Death Benefits Surrender Loan Income Tax New Bonus Rates Mutual Fund IPO Allotment Status Retirement Endowment Whole Life Money Back ULIP Unit Linked Stock Tips Market Bonds RBI Company Deposits Banks Interest Corporates Result Annoncements bonus Right Shares General Insurance GIC Oriental Insurance Ltd Questions Answers FAQ Affordable Cheaper Cheapest Rates Quote/ Quotation Economic Data Structure RBI Rules Politics Personal Individual Finance Home House Fire Shop Keeper Marine Auto Car Vehicle Personal Individual Groups Employer Women Child Childeren Pension Annuity Career Education Abroad Travel Overseas Mediclaim Health Commercial Graduity Group People Planning Tax Saving Schemes Postal Post office Kisan Vikas Patra National Savings Cetificates Government plans Housing Loan DSO DSA Loyalty Guarnteed High Absolute Return Mode Quarterly Yearly Monthly Half Most Popular Sellable Sell List Change Address Nomination Transfer Claim Settlement Addition Final Bonus Commencement Date Deduction Rebates Commission Charges Assured Assurance Selling Purchasing Protection Protector Security Money Safety Safe New Launch Launching Closing Long Term Short Term Portfoilio Insurance Planning Chart Report Table Sum Historical Review Maurity Withdrwals Surrender Loan Against Policy How Much What is Why Needed Demand Annuity Options Growth Secured Bond Fund NAV Net Asset Value High Low Single One Time Application Free Form Download Submit Submission ECS Direct Debit Rupees Online Payment Receipt Duplicate Rating Reviews Information Comments Complaints recurring issue History Monthly Income Recurring Feedback Complaine Lodge Right time info best all about us contact how making Special Highlights Marketing Tools Calculator different difference structure Senior Citizen
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Plus Points of a ULIP
1. Though it is being advocated to surrender the Unit linked investment plan (ULIP) but each coin has two sides and we must have the other side of story before making a decision in haste and same is listed below:
2. Each surrendered ULIP policy gets a surrender charge levied.
3. ULIP helps to achieve the goal planning like child marriage or education ets.
4. It makes saving a cumpolsory habit.
5. One has the option to determine the risk profile and choose between balanced, liquid and debt funds.
6. Debt oriented ULIP take greater time to break even the cost.
7. Equity fund can be flavour of the year as stock prices are down.
8. One has the option to switch between equity and debt and vice versa and one has the option to make use of this option as and when market goes up or goes down.
9. ULIP has to be considered for minmum 13 years as historically it has been proved that ULIP gives better returns than mutual funds but if kept for greater than 13 years (excluding mortality charges).
10. Thus you now know both plusses and minuses of ULIPs and thus consider before closing a ULIP. However it is advised not to open new ULIP accounts.
By Sriman
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